Permits and money

Keep school admission, immigration permission and financial planning as three linked but distinct tracks.

Treat program admission, study-permit eligibility and post-graduation work eligibility as separate checks owned by different decision-makers.

This section routes five different decisions. Do not collapse them into one checklist: the evidence that settles one may not settle another. Immigration information must be dated and linked to IRCC. Avoid legal advice, outcome predictions and stale numeric thresholds; tell readers where to verify current amounts and exemptions.

Question	What it resolves	When to use it
Do I need a Canadian study permit?	Explain the general rule and direct exemptions and application details to IRCC.	Open the focused answer when this is the decision blocking progress.
What is a PAL or TAL?	Explain the attestation purpose, DLI route and changing exemptions.	Open the focused answer when this is the decision blocking progress.
What is a Quebec Acceptance Certificate?	Separate Quebec's CAQ process from the federal study permit.	Open the focused answer when this is the decision blocking progress.
How do I prove financial support?	Cover tuition, living expenses and transport plus source and availability of funds.	Open the focused answer when this is the decision blocking progress.
Where can international students find scholarships?	Use EduCanada and institution sources and explain eligibility and application ownership.	Open the focused answer when this is the decision blocking progress.

Do I need a Canadian study permit?

Explain the general rule and direct exemptions and application details to IRCC. Use this focused route when that question is the fact preventing a decision; return to the hub when the next uncertainty belongs to another route.

What is a PAL or TAL?

Explain the attestation purpose, DLI route and changing exemptions. Use this focused route when that question is the fact preventing a decision; return to the hub when the next uncertainty belongs to another route.

What is a Quebec Acceptance Certificate?

Separate Quebec's CAQ process from the federal study permit. Use this focused route when that question is the fact preventing a decision; return to the hub when the next uncertainty belongs to another route.

How do I prove financial support?

Cover tuition, living expenses and transport plus source and availability of funds. Use this focused route when that question is the fact preventing a decision; return to the hub when the next uncertainty belongs to another route.

Where can international students find scholarships?

Use EduCanada and institution sources and explain eligibility and application ownership. Use this focused route when that question is the fact preventing a decision; return to the hub when the next uncertainty belongs to another route.

Check today's rule

Use IRCC for the current requirement, exemption, form and instruction that applies to the applicant. This step supports every question in this section, but the linked focused answer supplies the narrower test.

Keep admission separate

A letter of acceptance supports an application but does not decide the study permit. This step supports every question in this section, but the linked focused answer supplies the narrower test.

Document available funds

Show tuition, living and travel capacity with a credible source and plan for the full program. This step supports every question in this section, but the linked focused answer supplies the narrower test.

Add provincial steps

Check whether a PAL, TAL or Quebec acceptance document is required and who issues it. This step supports every question in this section, but the linked focused answer supplies the narrower test.

Avoid outcome promises

No school, recruiter or website can guarantee an immigration decision. This step supports every question in this section, but the linked focused answer supplies the narrower test.

Use the institution for admissions and program facts, EduCanada for official study-planning information, and Immigration, Refugees and Citizenship Canada for permits and work rules. Requirements can change without an education agent or comparison site updating its copy.

Keep a dated planning sheet showing the source, requirement, deadline, document owner and date last checked. Save the official page or letter that supports every material decision.

Admission to a school, appearance on the designated learning institution list or a consultant's assurance does not by itself guarantee a study permit, a post-graduation work permit or permanent residence.